How does your bank compare?
Deposit Accounts APY Rate Minimum Balance
Anytime Online Savings Account 3.00% 2.96% $1.00
Anytime Online Checking Account 1.75% 1.74% $1.00
1-Year High-Yield Online CD 3.00% 2.96% $500.00
Primary Online Business Savings 2.55% 2.52% $1.00
Primary Business Checking NA NA $1.00

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Free Online Checking Accounts

 

Checking Account Summary

Univest's Anytime Online Checking account is a free online checking account that has one added benefit...A great rate. You will never be charged a maintenance fee because this online checking account has no balance requirements and no monthly fees. You earn interest on every dollar. You can even use paper checks with this online checking account. Your money can be easily transferred from Univest's checking accounts online to other bank accounts you may have via Univest's Anytime Online Funds Transfer tool. You should also consider a Univest Anytime Online Savings account to earn more interest on your money when you don't need funds for paying bills or just to earn a high-yield on funds you're saving for the future.

Interest On Your Checking Account

  • 1.75% annual percentage yield (APY) effective May 5, 2008
  • 1.74% interest rate effective May 5, 2008
  • Interest is compounded monthly and credited monthly.

Fees & Balance Requirements

  • $100.00 is required to open the account.
  • $1.00 is the minimum balance required to earn interest.
  • There are no monthly fees associated with this free online checking account.
  • There are no fees related to a minimum balance requirement.
  • If paper checks are ordered through Univest, the cost is $18.85 for 120 checks.

Online Checking Account Features

  • MoneyManager service is available to protect against overdrafts via a Univest savings account.
  • Online Banking, Online Bill Pay, and Anytime Online Funds Transfers to other banks are all FREE of charge.
  • This online checking account comes with a $500.00 courtesy overdraft payment feature. Overdraft fees and insufficient funds fees still apply even though the items covered by overdraft courtesy are paid by Univest and are not returned.
  • Statements are delivered as e-Statements. No paper statements are available with this account.
  • MasterMoney™ Debit Card is available for point of sale and ATM withdrawals. Univest does not charge for ATM withdrawals, and all ATM withdrawals done through the Allpoint ATM network are surcharge-free.
  • Be sure to read this product's full disclosure for complete information.
  • This account is FDIC insured.
  • New to online banking? Learn how to open savings and checking accounts online with Univest.
  • Visit our Frequently Asked Questions page for more information on banking with Univest.
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